When you are injured in a car accident and do not know where to turn, working with an experienced car accident lawyer can be advantageous. Our team at Hampton Injury Law PLC will work hard to improve your chances of recovering every penny you deserve.
Getting to the root cause of a car accident can be difficult to do; most car accidents happen in the blink of an eye, an fault is not always immediately apparent. The job of a car accident lawyer is to get to the bottom of what caused a car accident – usually, that answer is human error. Some common reasons that car accident occur in Poquoson include:
Driver error, such as speeding, texting, or driving while impaired;
Vehicle defect, such as defective brakes, steering, or tires; and
Environmental hazards, ranging from an animal crossing the road to debris to pothole and more.
Our team will work hard to discover who is responsible for your car accident.
While some states have no-fault laws, which means that a person injured in a crash can obtain compensation from their insurance company regardless of their contribution to an accident, Virginia is a fault state, also known as a tort liability state. This means that when a car accident occurs, the at-fault driver’s insurance (or the driver, if they do not have car insurance) is responsible for damages. If you have been in an accident caused by another driver’s fault, you have the right to pursue a claim under this driver’s bodily injury liability policy.
All drivers in Virginia are required under law to carry $25,000 in bodily injury liability coverage – this coverage is what pays for injuries caused to others during a crash. In the event that the other driver does not have insurance, or does not have enough insurance to pay for your full extent of injuries, you can pursue a claim under your own policy’s uninsured/underinsured coverage. If you have medical expense and loss of income coverage – which is optional –you can also recover compensation under this policy.
As a note, you also have the right to file a lawsuit directly against the at-fault party.
While filing a claim with an insurance company after a car accident would appear to be straightforward, it is not always so simply – car insurance companies may deny your claim, or try to devalue it. In some cases, fault may be disputed, which can severely complicate your chances of getting your full damages amount. A Poquoson car accident attorney will get to the bottom of what happened and determine who should be liable, gather evidence to support this claim, assist you in filing your claim, negotiate with an insurance company, and take your case to court if it comes to that.
If you are injured in a car accident, call the experienced Poquoson car accident lawyers at Hampton Injury Law PLC today. You can reach us now at (757) 838-1136. An initial consultation is available free of charge.
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