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Frequently Asked Questions

Is it Wise to Accept the Insurance Company's Initial Settlement Offer?

Do not accept the first settlement offer without speaking to an experienced personal injury attorney. Initial offers are often far below the actual value of your case, and professional guidance can help you work towards the compensation you truly deserve. Insurance companies count on victims accepting quick settlements before they learn the full extent of their injuries and future needs.

What happens if I'm injured in an accident with a commercial truck?

Commercial truck accidents often involve more complex liability issues and higher insurance coverage limits, which can result in larger potential settlements but also more aggressive defense tactics. These cases may involve multiple parties, including the truck driver, trucking company and insurance carriers, requiring a thorough investigation into the incident.

Why should I let an attorney handle communication with insurance adjusters?

An attorney can protect your interests when dealing with insurance adjusters. Adjusters may try to get you to admit fault or speculate about details that could harm your case. By having an attorney handle communication, you ensure that only accurate, necessary information is shared, reducing the risk of statements being misused against you. This approach helps safeguard your claim and increases the chances of a favorable outcome.

What if my injuries don't appear until days or weeks after the accident?

Some injuries, particularly soft tissue injuries or traumatic brain injuries, may not manifest symptoms immediately after an accident. If you notice any symptoms following an accident, seek medical attention as soon as you can and maintain detailed records of your condition, as delayed onset injuries can still be part of your personal injury claim.

How is the value of my personal injury case determined?

The value of your case depends on the extent of your injuries, current and future medical needs, pain and suffering, lost wages and the degree of negligence by the at-fault party. Our experienced attorney uses proven methods to calculate the whole extent of your damages and fight for maximum possible compensation.

What if the at-fault driver doesn't have insurance or enough coverage?

If the at-fault driver is uninsured or underinsured, you may still have avenues to pursue compensation through your own insurance policy’s uninsured/underinsured motorist coverage. We will thoroughly review all available insurance policies and explore every avenue for compensation to ensure you receive the financial support you need.

What medical records will I need for my personal injury case?

You will need comprehensive medical records documenting your injuries, including emergency room visits, hospital stays, diagnostic tests, treatment records and ongoing medical care. We can help you obtain these records and work with your healthcare providers to ensure all relevant medical information is properly documented for your case.

What should I expect during the case evaluation?

During your case evaluation,
we will listen to your story, review any documentation you have related to your accident and provide an honest assessment of your case’s strengths and potential value. We also explain the legal process of filing your claim, answer any questions and talk about how we can help you recover compensation.

How do I know if I have a valid personal injury case?

A valid personal injury case in Virginia requires proving that the other party owed you a duty of care, breached that duty through negligent or reckless actions and that this breach directly caused your injuries and damages.

What is the difference between a settlement and going to trial?

A settlement is an agreement reached between you and the at-fault party’s insurance company outside of court, typically resulting in faster resolution and guaranteed compensation. Going to trial involves presenting your case before a judge and jury, which can potentially result in higher compensation but takes longer and involves more uncertainty about the outcome.

How long does a typical personal injury case take?

The timeline for resolving a personal injury case can vary significantly, influenced by factors such as the severity of the injuries and the complexity of the case and the responsiveness of insurance companies in negotiating fairly. Simple cases may settle within months, while cases involving serious injuries or contested liability often require a year or longer to reach a resolution.

Will I have to go to court for my personal injury case?

Most personal injury cases are settled through negotiations between your attorney and the insurance company. But if the insurance company doesn’t offer fair compensation, we’re ready to take your case to court and fight for the full value of your claim.

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Do’s & Don’ts When Handling An Injury Case

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Virginia truck accident lawyer Jan Hoen is prepared to fight to protect your legal rights. Contact Hampton Injury Law as soon as possible after a truck accident and allow attorney Jan Hoen to use his resources and experience to fight for you.

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